Chargeback Myths & Facts
Chargebacks and bank disputes are specific tools. Knowing what they can—and cannot—do improves your odds.
Myths
- “All crypto losses are refundable.”
- “Banks can force brokers to pay back immediately.”
- “Any proof of scam guarantees a win.”
Facts
- Decisions rely on card/network rules and evidence quality.
- Timelines and rights vary by method (card, wire, ACH).
- Clear, chronological exhibits matter more than volume.
How to frame your dispute
- Stick to facts: who, what, when, amounts, references.
- Explain misrepresentation or unauthorized elements without speculation.
- Provide a timeline and exhibit list; request a formal review.
Need help applying this?
Open a case and we’ll tailor the steps to your situation.