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Bank/Card Dispute Playbook

A structured approach for card chargebacks and bank transfers, focused on facts and policy.

Build your dispute pack

  • Statement excerpts with relevant lines highlighted.
  • Contract/terms sections cited if available.
  • Communication logs showing misrepresentation or blocked withdrawals.
  • Timeline in 1–2 pages with references to exhibits.

Drafting notes

  1. Stay factual: who, what, when, amounts, references.
  2. Explain why it’s unauthorized/misrepresented without speculation.
  3. Request a formal review and provide exhibit list.

Follow‑up cadence

  • Log calls and emails with dates/times and agent names.
  • Send concise updates when you obtain new evidence.
  • Escalate respectfully if deadlines pass without response.

Use these templates with your case

Organize evidence and send stronger reports—no external links.